What Does Homeowners Insurance Cover In Florida?

Written by trishfms on . Posted in home owner, Insurance, moving advise, moving tips, professional mover, professional movers, professional moving company, real estate news, Uncategorized

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Home Insurance Coverage – 

What Is Covered

Standard home insurance coverage policies provide the following types of coverage, up to the limits outlined in the policies:

  • DWELLING — Pays for damage or destruction to your house and any unattached structures and buildings. Examples include fences, attached garage, or patio cover.
  • PERSONAL PROPERTY — Covers the contents of your house, including furniture, clothing and appliances, if they are stolen, damaged, or destroyed.
  • LIABILITY — Protects you against financial loss if you are sued and found legally responsible for someone else’s injury or property damage.
  • MEDICAL PAYMENTS — Covers medical bills for person(s) injured on your property.
  • LOSS OF USE — Pays for additional living expenses if your home is uninhabitable due to a covered loss. Most standard Florida Homeowners Insurance policies pay 10% to 20% of the amount of your Dwelling coverage.
  Source:  Great Florida Insurance

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